We talk a lot about the need to create capital from which you can earn a truly passive income, but unfortunately we often meet completely incorrect interpretations of this approach. Sometimes it seems to us that people rather act according to the principle “I hear a bell, but I don’t know where it is” rather than trying to understand in detail this complex, but very important topic. We are often assured that the ability to find a successful, albeit high-risk investment is financial literacy. But it is not!